Student Health Insurance
Student Health Insurance Plan
Eligibility
All students taking five or more credit hours per term at PSU are eligible for the PSU Student Health Insurance Plan. All students are required to have health insurance that meets PSU Insurance Plan Criteria. Students who drop below five credits in the first two weeks of the term will no longer be eligible for insurance that term.
How the plan works
If you are covered by the PSU Student Health Insurance Plan, you will be enrolled automatically and charged $935 (per term)*. See Summer Only below. You will be charged this rate on your PSU student account each term, as long as you are taking five or more credit hours AND do not submit the health insurance waiver application.
Insurance Highlight Sheet
The PSU Student Health Insurance Plan is operated through PacificSource which offers premium benefits for students and more! Learn about the plan highlights.
Students with Insurance
PSU requires any student taking 5 or more credits per term to maintain comprehensive medical insurance coverage. If a student has their own health insurance, including the OHP, they can submit an application to waive the PSU Student Health Insurance Plan for the current academic year. Waivers must be done every academic year.
Students without Insurance
All students taking 5+ credits term you are required to have comprehensive medical insurance coverage. If you do not have health insurance or your health insurance does not meet the criteria for the waiver application, you will automatically be enrolled in the PSU Student Health Insurance Plan and charged $935 to your student account
International Students
Access the International Student Health Insurance Highlight Sheet, learn about special waiver criteria and more!
Summer Term 2021 Student Insurance Plan:
The cost for Summer Only insurance is $713 and covers you from 6/21/21 through 9/19/21. Students who were enrolled in the plan and charged for Spring 2021 will NOT be charged the Summer Only insurance fee. Students enrolled in the plan for Spring term 2021 receive nationwide coverage through September 19th, 2021, regardless of summer classes or graduation.
"Summer Only" Waiver Status: OPEN
The "Summer Only" Waiver is open through 7/4/21 11:59pm PST
You do not need to do a waiver if you have an approved waiver from Fall 2020, Winter or Spring 2021, as your approved waiver is valid through Summer 2021.
If you missed the Spring Waiver Deadline (4/11/21) visit the Missed Waiver Appeal information page for due dates and criteria.
2021-22: All students who have their own private insurance are required to do a new waiver every academic year in the Fall. We will send email reminders starting in August.
Domestic Student Health Insurance Requirement & Eligibility
Insurance Requirement
PSU requires that all domestic students enrolled in five credits* or more per term maintain comprehensive health insurance to ensure that students stay healthy and in the classroom. The Student Health Insurance Plan is major medical health insurance providing preventative, routine, and specialized health benefits. Those who have comparable outside health insurance can apply to waive the Student Health Insurance Plan.
*in-load non-Restricted Differential Tuition credits
Non-eligible/Restricted Differential Tuition Credits
Some credits, such as those earned during study abroad, the School of Public Health with OHSU, and some continuing education credits are considered Restricted Differential Tuition credits, meaning they do not count toward the 5 credit hours triggering the Student Health Insurance Plan requirement, or count towards eligibility to use SHAC.
Insurance Plan Eligibility
Students registered in five or more credits in a given term are eligible for the PSU Student Health Insurance Plan.
Students who drop below five credits by the end of the second week of the term, will no longer be eligible for the PSU Student Health Insurance Plan for that term. If a student needs to drop all courses for medical reasons but wishes to continue to have the PSU Student Health Insurance Plan, they may contact the insurance team.
Contact the Insurance Team
Email: insurancehelp@pdx.edu
Phone: 503.725.2495
Schedule an Appointment
Schedule TBD