Spring Waiver Status: OPEN February 11 through April 12, 2026
Access the Spring Waiver
Spring 2026: You may do an insurance waiver as long as you have adequate health insurance in place at the beginning of Spring term. The waiver is for domestic students taking 5 or more Spring credits (1 or more if an International student). If you already have an approved waiver on file from Fall 2025 or Winter 2026, you do NOT need to do a new waiver until next Fall of 2026. The Spring waiver deadline is April 12, 2026.
Please note: If you just registered for 5 or more Spring credits (1 if you are an international student), you must wait 1 business day for the waiver database to be updated in order to access the waiver.
Have you lost your insurance coverage? Oregonians are experiencing increases of insurance premiums for 2026 and many on Oregon Health Plan are facing losing eligibility this year. If you have a waiver on file and have lost your insurance coverage for any reason, you may opt back on student insurance. Email us at insurancehelp@pdx.edu with questions.
Struggling Understanding Health Insurance? You are not alone!
Visit the PacificSource Insurance 101 Video Library for quick and easy answers to your insurance questions.
PacificSource Student Health Insurance Important Links
Domestic Student Health Insurance Requirement & Eligibility
Insurance Requirement
PSU requires that all domestic students enrolled in five credits* or more per term maintain comprehensive health insurance to ensure that students stay healthy and in the classroom. The Student Health Insurance Plan is major medical health insurance providing preventative, routine, and specialized health benefits. Those who have comparable outside health insurance can apply to waive the Student Health Insurance Plan.
*in-load non-Restricted Differential Tuition credits
Non-eligible/Restricted Differential Tuition Credits
Some credits, such as those earned during study abroad, the School of Public Health with OHSU, and some continuing education credits are considered Restricted Differential Tuition credits, meaning they do not count toward the 5 credit hours triggering the Student Health Insurance Plan requirement, or count towards eligibility to use SHAC.
Insurance Plan Eligibility
Students registered in five or more credits in a given term are eligible for the PSU Student Health Insurance Plan.
Students who drop below five credits by the end of the second week of the term, will no longer be eligible for the PSU Student Health Insurance Plan for that term. If a student needs to drop all courses for medical reasons but wishes to continue to have the PSU Student Health Insurance Plan, they may contact the insurance team.