Students Who Already Have Health Insurance
Students Taking 5+ Credits
Portland State University requires any student taking 5 or more credits per term to maintain comprehensive medical insurance coverage. If a student has their own health insurance, including the Oregon Health Plan, they can submit an application to waive the PSU Student Health Insurance Plan. Waiver applications must be submitted by the term's waiver application deadline. If the student's waiver application is approved, the Student Health Insurance Premium will be removed from their PSU account within 2-3 business days of approval.
Students are automatically charged $935 until they waive out by the deadline.
Students taking 1-4 credits
The PSU health insurance requirement does not apply to students taking 1-4 credits. No further action is required.
If you drop below 5 credits within the first two weeks of the term, the insurance charge will automatically be reversed from your student account within 48 hours of the drop/waiver deadline.
Students taking Restricted Differential credits
Some credits, such as those earned during study abroad, the School of Public Health with OHSU, and some continuing education credits are considered Restricted Differential Tuition credits, meaning they do not count toward the 5 credit hours triggering the Student Health Insurance Plan requirement.
Insurance Waiver Criteria
A student wishing to waive the PSU Student Health Insurance Plan must have a private health insurance plan with the following benefits in order to be approved for a health insurance waiver:
- No more than a $2,500 deductible
- At least 70% in-patient hospitalization coverage
Students covered by the Oregon Health Plan (OHP) meet the University's requirements to waive the Student Health Insurance Plan.
Unsure if your plan meets the criteria?
If you are not sure if your private insurance plan meets PSU's waiver criteria, contact the Student Insurance Team by emailing firstname.lastname@example.org.