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Benefits Overview

One of our best benefits is our location. PSU is conveniently located in downtown Portland with easy access to shops, businesses, governmental services and easy transportation options. PSU and Portland are ideal for people on the go.

While you contribute your talent and enthusiasm to our growing urban University, as an eligible employee you will have access to outstanding health benefits, ample time off, fully paid pension plans, educational opportunities, and much more. In this section, you'll find an overview of our comprehensive and generous benefit programs as well as some helpful links to get you going in the right direction.

First, it is important to know that PSU pays 95% of the premiums for the core benefits of medical, dental and vision for Unclassified employees who are contracted to work at least half time for the academic year, and their eligible dependents. Employees pay 5% of the premium cost.

Classified employees must work full time in order to have the University pay 95% of the premiums for medical, dental and vision for the employee as well as their eligible dependents. Employees are responsible for 5% of the premium cost. Classified employees working over half time, but less than full time, are eligible for benefits, but share the premium cost prorated based on hours worked.

PSU Faculty Association (AFT) members also have an opportunity to enroll in health insurance if they are currently uninsured or self-insured through an individual policy without health benefits from another source. More information is available at the Portland State University Faculty Association (PSUFA) website.

Another benefit highlight is that PSU funds a fully paid retirement plan for eligible employees. Unclassified employees can choose between a plan sponsored by the Oregon Public Employee Retirement System (PERS) or the Oregon University System. Classified employees have access to the PERS offerings.

Nine- and twelve-month Unclassified employees can link to the PSU Total Compensation Calculator to see the impact our comprehensive benefit program has on their appointment salary.

Core Benefits

Our core benefits include medical, dental, vision and basic life insurance. You'll find information about these and other benefits at the Public Employees' Benefit Board (PEBB) website. You can find details in the Summary Plan Description.

Medical coverage includes medical, vision and prescription drug benefits. There are several plan choices for full-time employees as well as a choice of subsidized lower-cost, lower-benefit plans for part-time Classified employees whose full-time equivalency is less than full time, but equal or greater than half time. Go to the PEBB website for information on the medical plans.

PEBB sponsors three types of dental plan designs. You may choose among four plans if you are a full-time employee. In addition, there are two lower-cost, lower-benefit plans for eligible Classified employees. Go to the PEBB website for information on the dental plans.

PSU pays for $5,000 of basic life insurance for each eligible employee. Go to the PEBB website for information on basic life insurance.

Enrollment deadlines apply: Please note you must enroll within 30 days of your eligibility, which is usually your date of hire. Benefits start on the first of the month following online enrollment or receipt of your paper enrollment forms in Human Resources. In other words, enroll right away after your first day as an eligible employee.

Important: In addition to the information on these pages, newly benefits eligible employees are invited to attend a New Employee Briefing to acquire detailed information needed to enroll in Benefits. To register for the New Employee Briefing please contact the Human Resources Department at 503.725.4926.

Our Employee Assistance Plan (EAP) offers employees and family members confidential counseling and referral services to assist with personal and/or work-related concerns. The first three visits per issue are either discounted or provided at no cost to the employee. You may call them directly to make an appointment.

Optional Benefits

You may choose to purchase benefits such as additional life insurance for you and your eligible dependents, accidental death and dismemberment insurance, short and long term disability insurance, long term care insurance as well as before-tax healthcare and dependent day care flexible spending accounts. These benefits are voluntary and 100 percent employee paid. You'll find information about these benefits at the Public Employees' Benefit Board (PEBB) website.You will find details in the Summary Plan Description.

Optional life insurance is available for you in $20,000 increments up to $600,000 and for your spouse or domestic partner in $20,000 increments up to $400,000. Dependent Life Insurance coverage is limited to $5,000 per dependent. Important: There is a one-time opportunity for newly hired employees to purchase a guaranteed amount of $40,000 of life insurance without a medical history statement. Life insurance for your spouse, same-sex or opposite sex domestic partner is guaranteed at that time for $20,000 of life insurance without having to give a medical history. You need to enroll within 60 days from your initial eligibility. Guaranteed means the insurance carrier cannot deny the coverage.

Accidental Death & Dismemberment coverage is available in amounts from $50,000 to $500,000.

Short term disability insurance provides income of 60 percent up to a weekly maximum of an employee's pre-disability earnings for up to 13 weeks, subject to deductible income reductions and pre-existing condition limitations.

Long term disability protection provides a choice of 60 percent or 66-2/3 percent salary replacement income for an extended disability up to a maximum benefit of monthly pre-disability earnings of $12,000, reduced by deductible income with benefits starting at 90 or 180 days and until age 65 or as determined by your age when disability begins.

Flexible Spending Accounts (FSAs) allow employees to use before-tax income to pay for eligible healthcare and dependent day care expenses.

All PEBB-eligible employees and certain family members who are 18 to 84 years old are eligible to enroll in long-term care insurance.

Important: As a newly hired employee you are eligible for benefit amounts on a guarantee issue basis of up to and including $4,000 and a facility benefit duration of 3 or 6 years. You need to enroll within 60 days from your initial eligibility.

PSU Faculty Association (AFT) members have an opportunity to enroll in group term life and accidental death and dismemberment insurance with MetLife. Information and forms are at the Portland State University Faculty Association (PSUFA) website.

Retirement Pension Plans - Your Retirement Foundation

Two pension plans are available to eligible employees after six full months of employment in a qualifying position. Classified employees are automatically enrolled in a defined benefit pension plan plus an individual account through the Oregon Public Employees Retirement System (PERS). Unclassified employees must make a one-time, irrevocable election into either PERS/OPSRP Plan or the Oregon University System's Optional Retirement Plan, which offers a variety of annuity and mutual fund investment choices. The University fully pays the employer and employee contributions for all employees who qualify.

Adjunct employees represented by Portland State University Faculty Association, Local 3571, American Federation of Teachers (AFT) pay the employee contribution of 6 percent of their gross pay from the time that they qualify.

Voluntary Retirement Savings Plans—Supplement Your Pension

All employees except student employees have a choice of two optional retirement savings plans. The Oregon University System (OUS) offers a Tax-Deferred Investment (TDI) program under section 403(b) of the Internal Revenue Code. Through the TDI Program, employees may accumulate tax-advantaged savings to supplement their other retirement plans and Social Security. In addition, investment selections chosen by the Oregon Investment Council are available through the Oregon Savings Growth Plan (OSGP), which is offered to Oregon public employees by PERS. A PSU employee may participate in the OSGP, the TDI , or both plans.

Time Off Programs

The University knows that employees need time to rest and refresh as well as maintain income during periods of illness and/or injury. The following links describe the different paid and unpaid time off programs available to eligible employees including vacation, holidays, sick leave, bereavement, workers' compensation, and other employee leaves.

Other Benefit Offerings

Unclassified and Classified employees and eligible dependents often take advantage of our Staff Fee Benefit, which offers significant reductions in tuition at all the OUS universities

PSU Faculty Association (AFT) members have access to the Faculty Education Fund and the Professional Development Fund, both of which provide funding for continuing education. More information and a link to the appropriate forms are available at the Portland State University Faculty Association (PSUFA) website.

Employees enjoy other benefits offered at PSU such as our Campus Recreation Facilities, Library, Dining and Recreation Areas, Credit Union membership, and Transportation and Parking benefits. In addition, the University has a myriad of resources available to employees on campus or through other resources to aid in incorporating balance and wellness into our lives.

For information on what's happening at PSU, don't miss our quarterly Portland State Magazine and the more frequently published online newsletter Currently.

We believe that PSU offers many tangible and intangible rewards for being part of the University family. We welcome you to PSU and hope to help you achieve your personal and career goals with our numerous and diverse benefit offerings.