Student Health Insurance Waiver Process
STUDENT HEALTH INSURANCE WAIVER
Scroll down to find helpful information on the PSU Student Health Insurance Plan waiver process:
- Eligibility to waive the PSU Student Health Insurance Plan
- Waiver criteria
- Waiver application Links
- Waiver deadlines
- What to do if you don't have health insurance
- Choosing the PSU Student Health Insurance Plan
- Dedicated Student Health Insurance Team
ELIGIBILITY TO WAIVE THE PSU HEALTH INSURANCE PLAN
Domestic Students registered for 5 or more in-load credits will automatically be charged $827 for the PSU Student Health Insurance Plan. Some credits, such as study abroad, and some continuing education credits are considered Restricted Differential Tuition credits, which means they do not count toward the health insurance fee or the Health Center fee. More information about these types of credits can be found here.
International Students with F1 or J1 viasa taking 1 or more credit will automatically be charged $827 per term for the PSU Student Health Insurance Plan. There are very specific waiver criteria for international students.
HEALTH INSURANCE WAIVER CRITERIA
Domestic Students: In order to waive out of the PSU Student Health Insurance Plan, you must have health insurance. Your outside health insurance plan must meet these 3 criteria in order to get an Approved Waiver:
- $2500 or less individual deductible
- 70% or greater coinsurance for Inpatient Hospitalization
- Access to primary care services in Oregon
International Students: International students attendng PSU on J1 of F1 visas may only waive out if they meed one of the following, AND meet the criteria listed above.
- You are on a J1 visa and have adequate health insurance that was purchased before arrival in to the U.S.
- Your government or embassy pays for your tuition/fees AND provides you health insurance through a U.S. Insurance Company.
- You have U.S. health insurance through your/spouse's/parent's U.S. employer.
Spring Term Insurance costs $827 and covers you for Summer term at no additional cost, regardless of taking Summer classes.
- Winter 2017: Friday, January 27, 2017
- Spring/Summer 2017: Sunday, April 16, 2017
IF YOU DO NOT HAVE HEALTH INSURANCE
PSU requires all students taking 5 or more in-load credits to have health insurance. If you do not have adequate* health insurance or if you do not have any health insurance, you will automatically be places on the PSU Student Health Insurance Plan. There are no forms to fill out. When you pay $827 for Spring insurance, you get Summer insurance for NO EXTRA COST, regardless of taking Summer credits.
*Must have a $2500 or less annual deductible and cover you at least 70% if hospitalized.
CHOOSING THE PSU STUDENT HEALTH INSURANCE PLAN
If you are taking the requisite number of credits and choose to be insured by the PSU Student Health Insurance Plan through PacificSource, you do not need to take action. Nor forms to fill out and nothing to sign. Please be sure your ODIN account is updated with the correct mailing address so the insurance company can send your Medical ID card and insurance information to the correct location.
If you waived out of the PSU Student Health Insurance plan in a prior term of the 2016-17 academic year, and want back on the PSU Student Health Insurance Plan, contact the SHAC Insurance Team.
DEDICATED STUDENT HEALTH INSURANCE TEAM
PSU has a dedicated SHAC Insurance Team available to all students Monday-Friday by appointment. Members of the team can help you understand how to use the PSU Student Health Insurance Plan with PacificSource, explain your Student Health Insurance Plan benefits, and answer questions about your medical bills. To make an appointment please email the SHAC Insurance Team.