Consumer Law
SLS assists PSU students with consumer law matters during our walk-in hours which are posted here. Common issues in these areas include:
- ID theft;
- Consumer protection and fraud;
- Debt collections, including negotiating settlements and stoppingharassment;
- Credit report disputes; and
- New and used automobile sales.
SLS advises all students to:
- Read all contracts very carefully before signing.
- Keep all correspondence from debt collectors and anyone else seeking payment.
- Thoroughly document all interactions with anyone seeking to collect payment on debts, include dates and times and the name of the person you talked to (if possible).
- Be wary of internet scams and generally avoid providing sensitive financial and/or personal information online.
- Do not wait to be sued before contacting SLS or creditors directly regarding debts. If you are sued, take action immediately.
- Obtain a free credit report from each of the three credit reporting agencies (TransUnion, Equifax, and Experian) every year.
We encourage you to access our FAQ and Additional Resources pages for more information.
SLS can help you with a consumer law matter during our walk-in hours. Please bring any and all of the following documents with you to walk-ins to help expedite the process:
Debt/Credit Issues:
- Credit card/bank statements related to the debt
- All correspondence from collection agencies or the banks/cc companies themselves
- Any court documents if suit has been filed
- Credit report
Consumer:
- Any docuemnts (letters, e-mails, contracts, etc.) related to the transaction
