Non-PSU Insurance Options
Health Insurance Marketplace (the Insurance Exchange)
If you are not eligible to have the PSU Student Insurance Plan and would like to purchase your own individual plan, please visit the Health Insurance Marketplace website to look at plan options. You may enroll in an individual plan during open enrollment, November 2016 - December 2016. If you lose coverage due to a qualifying event, such as turning 26, loss of job, no longer eligible for school insurance, you may enroll in an individual plan at the Health Insurance Marketplace website within 30 days of losing your coverage.
PLEASE NOTE: If you choose to purchase an outside insurance plan and waive out of the PSU Plan for any future term in the 2016-17 academic year, the plan you choose must meet the PSU waiver requirements including:
- A $2500 deductible or less
- 70% In-patient hospitalization coverage
- Give you primary coverage in Oregon, for example, labs, doctor visits, non-emergent services.
In addition, policies purchased on the Exchange during open enrollment provide coverage through a calendar year (January-December). Please be aware that PSU’s student health insurance coverage is on an academic school year and is dependent on your per term enrollment.
If you have waived out of the PSU plan, lose your outside insurance coverage and want back on the PSU plan, you may request back on within 30 days of losing coverage. You will be assessed the full per-term fee regardless of date of enrollment. To be re-enrolled in the PSU Student Health Insurance Plan contact the SHAC Insurance Team by email at or at 503.725.2495.
Oregon Health Plan (Medicaid)
Individuals can see if they qualify for health coverage through the Oregon Health Plan (OHP) and Oregon Healthy Kids at any time. Visit the Oregon Health Plan website for more information. Enrollment is year-round. NOTE: It can take up to 45 days to get approved and covered by OHP. If you are planning on waiving out of the PSU Insurance Plan with OHP, you must have your medical ID# by the appropriate waiver deadline in order to complete the online insurance waiver. We will not make late exceptions if you do not have confirmation of OHP insurance. Here is a helpful flow-chart for applying to the Oregon Health Plan.
Tribal Members Health Plan Information
Tribes can enroll in the Tribal Premium Sponsorship Program at any time, and Tribal members have special monthly enrollment periods when they can sign up for or change plans. For more information or to talk with someone about your options, please email the SHAC Insurance Team.