Student Health Insurance Waiver Process
Deciding if You Need to Waive off the Student Insurance Plan
IF YOU HAVE INSURANCE
If you have health insurance that is comparable* to the PSU Aetna Student Health Insurance Plan offered through a different insurance company (i.e through an employer, spouse, parent/guardian, scholarship, etc.; international students have different waiver requirements**), and DO NOT want to take part in the PSU Plan, you must complete the online waiver process by the Waiver Deadline or your student account will be charged.
If you DO NOT complete the online waiver process by the Waiver Deadline, you will automatically be enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.
IF YOU DO NOT HAVE INSURANCE
If you do not have health insurance no action is required. You will be automatically enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.
PLEASE NOTE: Students cannot waive out of the insurance plan until 48 hours after they have registered for 5 or more credits (1 credit for international students).
Students only need to waive once per academic year. If students waive out of the plan, and then lose their other health coverage, they may request the student plan any time throughout the quarter, by emailing Christi Ziegler, Student Health Insurance Coordinator, at email@example.com. Insurance coverage is not backdated and the premium is not prorated.
Domestic students requires no more than a $2,500 deductible, include prescription drug coverage, Mental Health coverage, and at least 80% in-patient hospitalization coverage.
- You are on a J visa and have adequate health insurance purchased before you arrive in the US.
- Your government or embassy pays for your insurance through an outside company.
- You have insurance through your/spouse’s/parent's U.S. employer.
Please note that there are specific waiver requirements that apply to J-1 and F-1 visas. For more information vist: http://oia.pdx.edu/intl_students/insurance/.