Student Health Insurance Waiver Process
Deciding if you need to waive out of the PSU Student Health Insurance
IF YOU HAVE INSURANCE
If you have health insurance that is comparable* to the PSU Aetna Student Health Insurance Plan offered through a different insurance company (i.e through an employer, spouse, parent/guardian, scholarship, etc.; international students have different waiver requirements**), and DO NOT want to take part in the PSU Plan, you must complete the online waiver process by the Waiver Deadline or your student account will be charged.
If you DO NOT complete the online waiver process by the Waiver Deadline, you will automatically be enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.
IF YOU DO NOT HAVE INSURANCE
If you do not have health insurance no action is required. You will be automatically enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.
Current Term Waiver Information
The Summer term 2015 waiver is now open through Sunday, July 5. If you had coverage during Spring term 2015 you get summer coverage for free.
The Fall Term waiver will open in June. Remember, all 2014-15 waivers expire September 20, 2015. Contact the Insurance Team if you have questions regarding the Insurance Plan or the online waiver.
If a student waives out, and then loses coverage, they may request to re-enroll in the PSU Student Health Insurance Plan, but must do so within 30 days of loss of coverage. If the student does not notify the SHAC Insurance Team within 30 days of losing their coverage, they must wait until the next term to enroll and find a short-term health insurance plan. Insurance coverage is not backdated and the premium is not prorated.
Domestic students requires no more than a $2,500 deductible and at least 80% in-patient hospitalization coverage.
- You are on a J visa and have adequate health insurance purchased before you arrive in the US.
- Your government or embassy pays for your insurance through an outside company.
- You have insurance through your/spouse’s/parent's U.S. employer.
Please note that there are specific waiver requirements that apply to J-1 and F-1 visas. For more information go ot the International Student Services Health Insurance website.