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Student Health Insurance Waiver Process

Deciding if you need to waive out of the PSU Student Health Insurance

IF YOU HAVE INSURANCE

If you have health insurance that is comparable* to the PSU Student Health Insurance Plan offered through a different insurance company (i.e through an employer, spouse, parent/guardian, scholarship, etc.; international students have different waiver requirements**), and DO NOT want to take part in the PSU Plan, you must complete the online waiver process by the Waiver Deadline or your student account will be charged.

If you DO NOT complete the online waiver process by the Waiver Deadline, you will automatically be enrolled in the PSU Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged. 

IF YOU DO NOT HAVE INSURANCE

If you do not have health insurance no action is required. You will be automatically enrolled in the PSU Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.

Current Term Waiver Links and Information

Complete your Fall Domestic Student waiver

Complete your Fall International Student waiver (F1 and J1 visa)

    Remember, all 2014-15 waivers expire September 20, 2015. Contact the Insurance Team if you have questions regarding the Insurance Plan or the online waiver.

    If a student waives out, and then loses coverage, they may request to re-enroll in the PSU Student Health Insurance Plan, but must do so within 30 days of loss of coverage. If the student does not notify the SHAC Insurance Team within 30 days of losing their coverage, they must wait until the next term to enroll and find a short-term health insurance plan. Insurance coverage is not backdated and the premium is not prorated.

    *Waiver Eligibility

    Domestic students requires no more than a $2,500 deductible, at least 80% in-patient hospitalization coverage, and can receive primary care in Oregon.

    International students must meet one of the three listed requirements for waiver eligibility in order to do a waiver.:

    1. You are on a J visa and have adequate health insurance purchased before you arrive in the US.
    2. Your government or embassy pays for your tuition and provides insurance through a U.S. Insurance company.
    3. You have insurance through your/spouse’s/parent's U.S. employer.

    Please note that there are specific waiver requirements that apply to J-1 and F-1 visas. For more information go ot the International Student Services Health Insurance website.