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Student Health Insurance Waiver Process

Deciding if You Need to Waive off the Student Insurance Plan

IF YOU HAVE INSURANCE

If you have health insurance that is comparable* to the PSU Aetna Student Health Insurance Plan offered through a different insurance company (i.e through an employer, spouse, parent/guardian, scholarship, etc.; international students have different waiver requirements**), and DO NOT want to take part in the PSU Plan, you must complete the online waiver process by the Waiver Deadline or your student account will be charged.

If you DO NOT complete the online waiver process by the Waiver Deadline, you will automatically be enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged. 

IF YOU DO NOT HAVE INSURANCE

If you do not have health insurance no action is required. You will be automatically enrolled in the PSU Aetna Student Health Insurance Plan each term you are eligible, (Fall, Winter, Spring/Summer combination), and your student account will be charged.

 

 

 

 

 

 

 

Each term the online waiver can be found on the SHAC homepage: www.pdx.edu/shac

PLEASE NOTE: Students cannot waive out of the insurance plan until 48 hours after they have registered for 5 or more credits (1 credit for international students).

Students only need to waive once per academic year. If students waive out of the plan, and then lose their other health coverage, they may request the student plan any time throughout the quarter, by emailing Christi Ziegler, Student Health Insurance Coordinator, at insurancehelp@pdx.edu. Insurance coverage is not backdated and the premium is not prorated.

*Waiver Eligibility

Domestic students requires no more than a $2,500 deductible and at least 80% in-patient hospitalization coverage.

International students must meet one of the three listed requirements for waiver eligibility:

  1. You are on a J visa and have adequate health insurance purchased before you arrive in the US.
  2. Your government or embassy pays for your insurance through an outside company.
  3. You have insurance through your/spouse’s/parent's U.S. employer.

Please note that there are specific waiver requirements that apply to J-1 and F-1 visas. For more information vist: http://oia.pdx.edu/intl_students/insurance/.